Blog
How Underinsuring Your Jewelry Inventory in California Can Cost You Millions
California jewelers operate in one of the most dynamic but high-risk retail environments in the country. Smash-and-grab robberies, organized retail crime, and burglary rings have been on the rise, with jewelers often targeted because of their easily transportable,...
What Southern California Real Estate Builders and Developers Need to Know About Insurance
Southern California's real estate development and construction companies face unique challenges that go far beyond normal business risks. From seismic activity and wildfire threats to complex regulatory environments, developers and contractors operating in SoCal need...
Beyond Asset Protection: How Specialized Insurance Strengthens Family Legacy Planning for Southern California Families
When affluent Southern California families think about preserving wealth for future generations, insurance often takes a backseat to investment strategies and tax planning. Yet for families with significant assets—especially those with substantial real estate holdings...
How Precious Metals Insurance Reduces Cybersecurity Risks for Dealers
Despite dealing in physical goods, precious metals dealers and numismatists face serious digital threats. Last June, JM Bullion, Inc., an online precious metals dealer, paid $14.8 million to settle a class action lawsuit brought after hackers stole customers’ personal...
Red Flag Phone Scams: How Jewelers Can Outsmart Impersonators
Imposter scams are one of the top three types of fraud in California. In 2024, the Federal Trade Commission (FTC) received more than 16,000 imposter fraud reports from Californians. While break-ins and smash-and-grabs are still very real threats to jewelers,...
Digital Brilliance: How Independent Jewelers Can Optimize Their Websites for Sales, Style—and Safety
To say that e-commerce has upended retail is an understatement. We shop online for everything – clothing, food, cars, the list goes on. According to Worldmetrics, 70% of consumers prefer to buy jewelry online, and 35% of jewelry sales in North America happen via...
Behind the Vault: Understanding the Unique Risks Faced by Fine Jewelry Wholesalers
To the average jewelry shopper, retail stores have the most sparkle. But in the fine jewelry industry, wholesalers play a critical, yet often overlooked, role. They bridge the gap between international manufacturers, miners, and domestic retailers, moving millions of...
Thinking About Taking Jewelry on Consignment? What Every Jeweler Needs to Know
From the large and chunky gemstone bracelets of the 1980s to minimalist, quietly luxurious necklaces of a few years ago, jewelry trends are constantly changing, and jewelry store owners are always looking for smart ways to grow their inventory without straining cash...
Is Your Jewelry Business Fully Protected? How to Spot Gaps in Your Insurance Coverage
Owning and running a jewelry business, whether brick-and-mortar, online, or both, is as rewarding as it is complex. With valuable inventory, skilled employees, and loyal customers relying on you, it’s crucial to make sure your business is protected from the...
Behind the Vault: Understanding the Unique Risks Faced by Fine Jewelry Wholesalers
To the average jewelry shopper, retail stores have the most sparkle. But in the fine jewelry industry, wholesalers play a critical, yet often overlooked, role. They bridge the gap between international manufacturers, miners, and domestic retailers, moving millions of...
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